Pay over time
Affordable monthly plans
Pay for your order over 12, 24, or 36 months at competitive interest rates as low as 0% APR*.
No prepayment Penalties
Pay for your purchase with monthly payments and prepay at any time without penality.
Quick and Easy Application
Get a decision in seconds with no obligation to buy. Checking your rate won't affect your credit score.
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*The terms are for a loan to finance a purchase. Rates range from 0% to 29.99% APR, resulting in, for example, 12 equal monthly payments of $83.33 at 0% APR, or 36 equal monthly payments of $31.33 to $42.45 at 7.99% to 29.99% APR, per $1,000 borrowed. Your terms may vary and are subject to credit approval.
Bread® loans are made by Cross River Bank, a New Jersey Chartered Bank, Member FDIC.